It’s Time to Do Your Homework!If you’ve been trying to have a baby for six months to a year, depending on your age, you may be ready to consult a fertility specialist. You may have heard stories about the cost of fertility treatment and of IVF in particular. At the same time you may be looking at websites and seeing different kinds of financing. What are the real costs of IVF? Can you afford it? It takes some work to get the answers. Let’s discuss how to find out.
The Cost of IVF is More Than Just the ProcedureThe American Society for Reproductive Medicine (ASRM) estimates the average cost of an IVF cycle in the USA to be $12,400, and then there is the cost of fertility medications, which comprise as much as 30-40 percent of the total cost of a fertility cycle. Your cost will depend on your diagnosis and the treatment plan you and your reproductive endocrinologist agree on for each of the partners.
- Tests to attempt to find the causes of infertility in both partners.
- Medications to treat conditions that are affecting your fertility, such as polycystic ovarian syndrome (PCOS) or diabetes.
- The cost of the IVF cycle itself.
- Procedures to help fertilize the egg if there are issues with the sperm, such as assisted hatching or ICSI, or to evaluate the health of the embryo, such as preimplantation genetic diagnosis (PGD).
- Oral drugs to stimulate ovulation like clomiphene citrate.
- Injectable fertility drugs, which regulate your cycle, stimulate ovulation, and ripen the eggs—these drugs cost from $4,000 to $10,000 per cycle.
- Use of donor eggs and/or a gestational carrier.